Habitat Homeownership

The Habitat Homeownership Program empowers families to invest in homeownership. Homes are sold to qualified homeowners at fair market value and carry an interest-free, zero downpayment mortgage set at 25% of their gross annual household income. Before becoming a Habitat partner family, rent often accounts for 50-70% of families' income. Savings for a downpayment to purchase a home is only a dream. 

program requirements

To become a Habitat homeowner, you must meet the following basic requirements:

  • In need of safe and affordable housing
  • Gross household income is between $32,000 and $66,500
  • Stable income
  • Lived in Canada for at least three (3) years
  • Lived in Regina for at least two (2) years
  • Have not declared bankruptcy in the last two (2) years
  • Willingness to partner with Habitat Regina


If you meet the above criteria, you may be eligible to become a Habitat partner family.

Apply for homeownership