The Habitat Homeownership Program provides a hand up to families who might never manage traditional homeownership. Homes are sold to qualified homeowners at fair market value and carry an interest-free, zero downpayment mortgage set at 25% of their gross annual household income. Before becoming a Habitat partner family, rent often accounts for 50-70% of families' income. Savings for a downpayment to purchase a home is only a dream.
To become a Habitat homeowner, you must meet the following basic requirements:
If you meet the above criteria, you may be eligible to become a Habitat partner family.