Habitat Homeownership

The Habitat Homeownership Program provides a hand up to families who might never manage traditional homeownership. Homes are sold to qualified homeowners at fair market value and carry an interest-free, zero downpayment mortgage set at 25% of their gross annual household income. Before becoming a Habitat partner family, rent often accounts for 50-70% of families' income. Savings for a downpayment to purchase a home is only a dream.

Homeownership Information Sessions

 We are currently hosting our annual Homeownership Information Sessions. You MUST attend one of the four sessions in order to apply to become a Habitat homeowner. 

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program requirements

To become a Habitat homeowner, you must meet the following basic requirements:

  • In need of safe and affordable housing
  • Gross household income is between $32,000 and $66,500
  • Stable income
  • Lived in Canada for at least three (3) years
  • Lived in Regina for at least two (2) years
  • Have not declared bankruptcy in the last two (2) years
  • Willingness to partner with Habitat Regina

If you meet the above criteria, you may be eligible to become a Habitat partner family.

apply for homeownership