Habitat Homeownership

The Habitat Homeownership Program provides a hand up to families who might never manage traditional homeownership. Homes are sold to qualified homeowners at fair market value and carry an interest free, zero down payment mortgage set at 25% of their gross annual household income. Before becoming a Habitat partner family, rent often accounts for 50-70% of families' income. Saving for a down payment to purchase a home is only a dream.

Homeownership Information Sessions

 We have completed our Homeownership Information Sessions until Fall 2020. If you would like to be notified when these sessions are scheduled, contact us to add your name to our Homeownership Information Session contact list. 

program requirements

To become a Habitat homeowner, you must meet the following basic requirements:

  • In need of safe and affordable housing
  • Gross household income is between $32,000 and $66,500
  • Stable income
  • Lived in Canada for at least three (3) years
  • Lived in Regina for at least two (2) years
  • Have not declared bankruptcy in the last two (2) years
  • Willingness to partner with Habitat Regina

If you meet the above criteria, you may be eligible to become a Habitat partner family.